Receivables Solutions

Receivables Solutions.

At MTCM, we specialize in the securitization of receivables through a Special Purpose Vehicle (SPV). Our SPV can acquire risks linked to various types of receivables, offering a flexible and efficient way to manage and invest in these financial assets.

Type of Receivables Solutions.

Our SPV can handle a wide range of receivables, including:

Mortgages

Receivables from both homeowners and businesses.

Trade Receivables

Invoices and payments due for goods and services provided.

Credit Card Receivables

Balances owed on credit cards.

Auto Loans and Leases

Payments from car loans and lease agreements.

Equipment Loans and Leases

Financing for business equipment.

Utility Bills

Receivables from telephone or any other utility services.

Intra-group Loans

Loans within a corporate group.

Future Receivables

Expected future payments, such as the future sale price of an asset or future income collections like capital gains, dividends, and profits.

Investment and Returns:

The SPV issues securities to investors, who then receive returns on their investments funded and secured by the yield generated from the acquired receivables. This structured approach provides investors with a reliable and predictable income stream based on the performance of the underlying receivables.

SPV as a First Lender:

In addition to acquiring existing receivables solutions, our SPV can act as a “First Lender.” This means the SPV directly grants loans to borrowers instead of purchasing pre-existing receivables. This approach allows for greater flexibility and the ability to meet specific financing needs directly.

Capital Raising and Funding:

The securitization SPV can also raise capital by issuing securities. The proceeds from these securities can be used to:

Fund a company

Support third-party activities

Invest in a receivable or a facility agreement

Key Benefits of Securitizing Receivables:

Diversification:

Access to a wide variety of receivables, spreading risk across multiple asset types.

Predictable Returns:

Investors receive returns secured by the performance of the underlying receivables.

Flexibility:

The SPV can act as a first lender, providing direct loans or acquiring existing receivables.

Capital Efficiency:

Raising capital through securities issuance to fund various ventures and investments.

Professional Management:

Receivables are managed by experienced professionals, ensuring optimal performance and risk mitigation.